Last Updated: January 21, 2025

Welcome to stbl.io. These Terms and Conditions ("Terms") govern your access to and use of our website and services. By using stbl.io, you agree to be bound by these Terms. If you do not agree, please refrain from using our services.

1. Introduction

Welcome to STBL.io. These Terms of Service ("Terms") govern your access to and use of STBL.io and our digital gold and silver trading platform (the “Platform”). By using our services, you agree to comply with these Terms. If you do not agree, please do not use our services.

2. Eligibility

To use our Platform, you must:

• Be at least 18 years old (or the legal age in your jurisdiction).

• Not be located in or a resident of any jurisdiction where we are restricted from offering services.

• Comply with all applicable laws and regulations, including anti-money laundering (AML) and know-your-customer (KYC) requirements.

3. Account Registration & Security

• You must provide accurate information when registering for an account.

• You are responsible for safeguarding your login credentials. We are not liable for any unauthorized account activity.

• You must notify us immediately if you suspect unauthorized access to your account.

4. Trading & Investment Risks

Trading in digital assets backed by gold and silver carries risks. While precious metals have historically held value, prices can fluctuate due to market conditions. By using the Platform, you acknowledge that:

• You are responsible for your own investment decisions.

• The value of digital assets can rise or fall, and past performance does not guarantee future results.

• STBL.io does not provide financial, investment, or tax advice. You should consult a professional before trading.

5. Transactions & Fees

• Deposits & Withdrawals: Transactions involving gold- and silver-backed digital assets are subject to verification and security procedures.

• Fees: We may charge transaction, withdrawal, or account maintenance fees. Fee structures are disclosed on the Platform and are subject to change.

• No Refunds: All transactions are final and non-reversible, except as required by law.

6. Compliance & AML/KYC Requirements

• We comply with AML (Anti-Money Laundering) and KYC (Know Your Customer) regulations.

• You must verify your identity before using certain features of the Platform.

• We reserve the right to suspend or terminate accounts that fail compliance checks or are suspected of fraudulent activity.

7. Prohibited Activities

You agree not to:

• Use the Platform for illegal, fraudulent, or deceptive activities.

• Engage in market manipulation or unauthorized trading practices.

• Attempt to hack, exploit, or disrupt the Platform.

We reserve the right to investigate violations and take appropriate legal action.

8. Suspension & Termination

We may suspend or terminate your account if:

• You violate these Terms or applicable laws.

• Your account is flagged for suspicious activity.

• Required by regulatory authorities.

9. Intellectual Property

• All content on STBL.io (logos, trademarks, text, graphics) is the property of STBL and is protected by copyright laws.

• You may not use our branding without written permission.

10. Limitation of Liability

STBL.io and its affiliates are not liable for:

• Losses resulting from market fluctuations or trading decisions.

• Service interruptions, security breaches, or unauthorized account access.

• Regulatory changes that may impact platform operations.

Our total liability to you, if any, shall not exceed the total fees you have paid to us in the past 12 months.

11. Dispute Resolution

• Governing Law: These Terms are governed by the laws of Utah, United States of America.

• Arbitration: Any disputes arising from these Terms will be resolved through arbitration in Utah, except where prohibited by law.

12. Changes to These Terms

We may update these Terms from time to time. Changes will be posted on this page, and continued use of the Platform constitutes acceptance of the updated Terms.

13. Contact Us

📩 Email: [email protected]
📍 Address: 5513 W 11000 N 408, Highland, UT 84003